Hi Everyone,Apologies for the back to back posts, but my wife and I are also looking for brick and HVAC recs for some help on our 2-flat.

If it's a straight investment property you can't do FHA so that's why I always recommend looking for a 2 flat house hack. 

They flat out refused my STR income.  

Is it flat?

The roof has leaked extensively and it will likely need to have all new systems (electrical, HVAC, plumbing, flat roof, refurbished steel casement windows, etc) along with significant updates to flooring, walls, bathrooms, kitchens, etc.

@Ryan Baker We used our realtor agent as the deal broker to put together PA and paid him a flat fee.

Can any realtors (or anyone who has done this before) chime in on what kind of flat fee I might be looking at if I find a buyer myself and just need a realtor to handle all the paperwork/disclosures for selling?

While 1 million dollar sounds like a lot, after putting aside about 100K for reserves and if you need another 100K for improvements of the properties you'll buy, you'll have enough money left to buy only about $3,200,000 in properties, which depending on what neighborhoods you'll buy will translate anywhere between 4-8 buildings.Why buy three-four flats?

I wouldn't worry about a recession in Ottawa's market, at best the market would go flat. 

My current broker charges a flat fee regardless of deal size.