As a loan goes from current to delinquent to default servicing costs more money.  

I contract out myself doors/carpet/ granite/ heating and cooling/ floor refinishing. 

Thanks all, one thing I would like to add id that this guy has put in new hardwood flooring and perhaps other upgrades without permission.

@Kyle Pare I use USAA for my banking, insurance, and car buying services.

In fact, the manufactured home's existing supports are still necessary for the load displacement, reduction of floor vibration and for leveling adjust-ability.A retrofit is generally required to meet loan or insurance specifications for "permanent" attachment, wind resistance, snow loads or seismic resistance.

Is that $66,300 profit before debt service?

It will scratch and scuff way to easy compared to laminate or engineered hardwood floors.

We tried to get info on the mortgage from the servicer but as you mentioned they would not provide any information since we are not the owners.

Conversions are done all the time, I use to offer Design services for Permit drawings a few years before the recession.

Thank you for your service.