They can, BUT may pay dearly for it over the life of the loan1.

It does seem competitively priced for the area.If anyone has insights into how the existing HELOC might impact the mortgage assumption or tips for negotiating on a deal like this, I’d greatly appreciate it.

They will be the ones that will get you into the deal.

The ghetto.

Your insurance is going to be highly variable and I wouldn't use what an agent or the seller tells you as the cost of dwelling policies have increased substantially over the past few years due to rising new construction costs. 

if the $38K can see a 8% COC return that will pay for 1/2 of the car payment + she gets all the perks of another rental. 

Quote from @German Sorensen: Feeling the Itch Again: Advice for Getting Back into Real Estate?

Or they've dealt with one of the 50% of realtors that sells 1 house or less per year.

Sidra,The tenant is totally responsible for the eradication of the bed bugs.

I'm on the hunt in Tucson as well.