Quote from @Bob Floss II:  Chicago couldn't possibly maintain status as the third most populated city in the US if we have experienced population loss for 45 straight years.

Thanks,Bob

Yeah, let's talk to Joe the janitor to find out his opinions on how hospitals manage their P&Ls and let's talk to Bob the auto-mechanic to find out how insurance companies generate their actuarial tables.

sorry @Bob Bowling everyone else on this thread seems to understand what has gone wrong here and a meaningful solution has been proposed.

@Bob Bowling ,My refi I was talking about should close in the next week or two.

We're always looking for green-minded investors to expand our network, and would love to connect (with the lot of you @Bob Dreher, @Larry Fried , @Orion Walker) to create a green community here on BP!

@Simon Shih, @Bob Collett : Thank you for your input and advice, I appreciate it. 

@Bob Collett , that's a lot of reasons.

Bob

As @Bob Malecki stated, the days of taking assets to foreclosure and having them sell at auction for a massive profit are few and far between,  That being said, we have one that is going to auction on 2/22/18 (16 days) in Tampa that the borrower signed a consent judgment on and the house is worth around 220k fixed up.