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Quote from @Marcellis Mosby:I would bring the contractor with me on that viewing to get the full bid..

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The only reason I've heard of Morris Illinois, is beacuse our family used to drive to central Illinois to camp and boat, and Morris is directly on Route 47.Are you currently investing in Chicago or near you in Joilet Account Closed?

You have to think about a HELOC for what it is also, a second loan on your primary residence.

Now they write the offer and send it online.

I've found lots of templates online, so I think I'll be ok. 

Gratz on heading there.Do all of that and I would meet the neighbors for sure.

Or is there anyway we can do some background check on contractors to see if the contractor is legit?

If they are on-market, everyone knows anyway.