It turns out the boyfriend has been charge with abusive behavior and has been issued a restraining order by the courts that essentially evicted from the home.Due to the fact they both did not strong credit, I had initially taken 2 months rent from them as security deposit, with the understanding that 1 month would be returned at end of 1st year lease if they decided to renew. 

This loan does not have monthly interest paymentsAfter explaining to them they paid the first year upfront and nothing else they are finally getting it (we think)…

Quote from @Aline Elad: If the property is a rental and cash flowing $1,200 a month, why do you "need" to buy a new rental? 

If I sell, I pay off the debt, lose the asset, and have no more monthly income from the property but I would be DEBT FREE, which is very enticing.

For the first 6 months I ran it as a Airbnb after that I converted it to a long term rental.

They paid $100 over mortgage but saved $400 month over the previous rent.

I’ve been hearing for months that we will soon see a wave of distressed assets and forced sales.

We start showing rooms to prospective tenants right around a month before lease expiration.

It can rent for up to $6500 to $7000 per month for all 4 units when fixed up.

I had to use one in NYC when on vacation there one time and they charged 350.00 bucks and I was outraged,, but for me that does 4 to 10 closings a month as a seller it adds up to real money :)Not sure what the on line one charges because same thing this was with chicago title and I did not pay for it since we do a ton of closings with them they accomodate my stingy streak :)