You can only ask someone that invests in the same age/type properties in the same market as you.

I wish I was your age when I first started learning about RE investing! 

It started as a dare to myself seeing my brother owning his own home, and since I lived at home and pay rent to my parents and help them around the house due to their old age.

I use the average credit score of all applicants aged 18 and over. 

Given the age of the house, that's a nice-looking solution.

It's good that you have a 15+ year picture, everyone wants to get rich in a year it seems.I agree with @Tom Parris comments about property age. 

Their rule is to advert the use of FHA to acquire more investment properties masquerading as temporary primary residences.Also the way FHA counts financed properties is not the same as FNMA any 1-4 residential properties you own in that same geographic area would count against that 7 whether it was in a commercial non personal guarantee loan or not because their definition is geared towards thwart people who want to use FHA to acquire a rental portfolio.But back to FNMA, the limit is 10.Last question, less loans or one loan for multiple properties, any benefit?

Just wondering about age of home and whether you got sewer inspection, as that’s not usually covered under the standard home inspection.

Clearly some of these posts have not lived through the gravity of such a situation.Should she have been better prepared -ideally, but we are not always given this chance.Lets see how you perform when you have been bombarded with Chemotherapy and Radiotherapy especially with very little family support.Lets also take into account, she has rented here for 20 years and she is EIGHTY years of age - Is this how you think society should move forward.I understand business is business BUT lets put this into perspective here, we are talking 3 BOUNCED RENTAL CHEQUES!

I want to decrease leverage as I age and increase passive income.Regarding point 3...it really depends.