By doing so I've subsequently bought better.

Hi @Monique Rene Coates.I'm not sure I understand...Are you saying: 1) You had a mutual understanding with someone that you'd be paid a set fee for referring a buyer to them; 2) You then referred such a buyer to them; 3) They subsequently closed on a transaction with this buyer;  and, 4) They then reneged on the verbal agreement and paid you no fee?

@Heidi Lutz - Honestly, pre-foreclosure thing on Zillow is basically pointless (and something they are using for leads, which Zillow is famous for).

The numbers seem to be very good on a certain MLS deal I've found which leads me to question: if the numbers look this good, how did this even make it to the MLS without being snapped up, much less sit on the MLS for 15 days!?

proper use of this kind of credit can be just fine.. improper use can lead you to credit hell and BK 

Section D1-4.1, Information Relating to Transfers of Ownership Applicable to All Mortgage LoansD1-4.1-01, Determining Whether a Transfer of Ownership Is Permitted (11/12/2014)[...]D1-4.1-02, Allowable Exemptions Due to the Type of TransferA transfer of the property [...] to [...] a limited liability company (LLC), provided that: the mortgage loan was purchased or scuritized by Fannie Mae on or after June 1, 2016, and the LLC is controlled by the original borrower or the original borrower owns a majority interest in the LLC, and if the transfer results in a permitted change of occupancy type to an investment property, such change does not violate the security instrument (for example, the 12 month occupancy requirement for a principal residence).Note: The servicer must notify the borrower that a property transferred to an LLC must be transferred back to a natural person prior to any subsequent refinance application in order to meet Fannie Mae’s Selling Guide underwriting requirements.

One company wants a lead cert at $800 another no lead cert required @ $1400.

Keep your eyes open to new avenues that still lead to your end goal.Embrace DisappointmentFew people strike gold on their first attempt.

Leads 2.

This also leads to good manners, when she wants something, and no accountability for her errors, which will continue.