@Ryan Mullin and I are loving the price we paid for our house in Herron Morton 6 years ago!!! 

I am pre-approved and $600K would be the maximum for my mortgage. 

I have been warned about giving out too much information about the property online, as there are laws providing that tax debt can be paid in some states, by 3rd parties, who then can require up to 2x the amount in fees in adidition to repayment of the taxxes.

On the other, the foreclosure tanks credit and could cause an applicant to not pass a pre-screen process. 

What happens is the second lien would slide into first lien at the point the prior superior first lien is paid in full.  

It's 3 years old and is a modern, kind of fancy place that we paid a high price per square foot to get into.

I asked them if I paid their security deposit would they be willing to move without going through the eviction process. 

Most lenders are going to take 30-45 days to close a loan, so unless you can get the seller to agree to such an extension then you are probably stuck hoping that this lender pulls through.One thing to keep in mind is that loan officers are just salespeople and are generally not well paid.  

I have a couple of conventional buyers that want to buy and are pre approved.  

And on my subdivisions I am currently building I do not record CCR's or create a HOA.. its only mandatory if we do a PUD... since I am building all the homes and ( praise the LORD almightly ) they all pre sold we are in and out of 27 homes in one year.. and I just leave the folks to self govern themselves.. there are actually a lot of buyers ( at least at these price points starter homes here  350 to 400k) that prefer NO HOA