The requirement for the Section 121 exclusion of capital gains on the sale of a primary residence is indeed based on exact dates, not just the calendar year.

Those fees are based on the whole price of the property so selling property with 20% equity can shrink down to 10-15% equity pretty quickly which means you lose between 1/4 and 1/2 of what you made. 

If you do want to transfer the title, you have to be mindful of your lender and willingess to cooperate, be prepared to pay transfer taxes based on the assessed value and other deed preparation & recording fees.Assuming liability protection is the primary reason, what events have recently transpired that have you concerned? 

Hi @Lisa Zoubi, I'm based in Southern California, but I have started my out-of-state real estate journey in Indianapolis.

Of course, the borrower must be comfortable with the 6% for the life of the loan.For some situations, this is perfect. 

however, if your neighbor was trying to sell their house but couldn’t and you went over there and you signed a purchase and sales agreement saying that you will buy it or assign it to somebody else I would buy it then that’s perfectly fine but when you present this deal to somebody you present to them the paperwork the paperwork will indirectly collect the actual tangible real estate you cannot market directly the real estate only the paperwork unless you had a license.  

We have 2 Basset pieces that are near perfect and were zero in cost.

Based on the above projections I receive, I then "run the numbers" to see where I project to end up each month.

I have worked with many buyers who are part of these kind of programs and I can tell you that the deals that they try to make work are far off based on today's market.

Get a few base hits with a couple of wholesalers or agents and you will see that once people notice you can close, better deals will flow your way.