With no points, closing costs are reduced.

What this lender  failed to understand was the taxes that showed as delinquent were from the previous parent parcel tax ID that no longer existed.  

Here is a link:  https://www.biggerpockets.com/blog/steps-to-take-when-you-ha...If that's no help, perhaps post more about what you are seeing in your investment that has led you to the conclusion that it has failed. 

The only way to exclude a mortgage debt (no matter how many payments have been made) is IF the party making the payments is also obligated on the debt.

Not sure what else I can do. www.airbnb.com/p/spbungalowhttps://www.furnishedfinder.com/property/708291_1https://spbungalow.com/ (property website only- no pricing)I can:A) Wait a few more weeks to see if I get bookings at the price I need to break even.mwhile I Continue following up with leads and insurance contacts.B) Lower the price by $50 every week until I get a booking C) Offer a discounted rate to my first 3 bookings on Airbnb to get reviews and have my property rank higher in the algorithm. 

There are plenty of transient markets in Florida where the supply of median home priced properties can cash flow well but it would make no sense to purchase a luxury property in that market. 

then when you graduate, house hack again.there's no point in buying a random rental thousands of miles away instead of house hacking. 

He calls them on a dialer and filters to see if they are interested in buying investment properties.

Conventional loans only, no DSCR. 

However i would set up a call to see what should be the approach .