Was told everyone thinks its ridiculous since she is elderly and in a care facility and the variance should be easy to get sonce seller has documented health issues.

.), just because they can be pains in the rear end.  

I am just curious as to how some of you seasoned investors maintain health insurance for yourself and your families? 

HOA fees take a lot out of the profit and not only that, they are a big pain to deal with when you have issues.

While the basement had certain pain in the @$$ attributes, in general I prefer a basement over not having one.All your plumbing, electrical, ductwork, etc. is exposed in the basement, which makes it much easier to work on.

Having said that, rents are also high as you approach Chicago city specifically, Chicago northside neighborhoods. 3) Corrupt and pro-tenant governments specially in the city of Chicago makes evictions painful and costlier vs. in other counties in Chicagoland (e.g., Dupage county is very pro-landlord!)

Seller is moving out state due to health of spouse.They want too much and anybody that gives them their full asking price hasn't done the numbers.

I closed on a LOC against my rental in Northeast PA in 2 weeks.Additionally, you can probably secure financing more quickly through small local banks who are not selling the loans out the FHA/Freddie/etc. 

I read two books a month, I spend no less than 1-hr/day listening/watching/reading content relative to my passions; business, health & nutrition, real estate.  

The lender is M & T bank, but it's the health home neighborhood loan program in Baltimore.