The seller was fine for the loan to remain in his name and on his credit report for up to a year.Why I did the deal:Some folks would wonder why you would do a subject to deal and put a 12 month timeframe on it?

Insurance looks right, but the way to determine that is to have your insurance agent (in NH) get a loss run report and quote you ahead of time. 

However, if the place is operating as a rooming house - legal or not - when the appraiser reports back that there are 6 bedrooms (each with their own locks) and separate leases for each of the tenants, the lender will run away.Additionally, what @Ned Carey indicated about debt service not being included in NOI holds the same as practiced by investors in Canada.  

To get your deposit back, I suggest showing your move in report with your own pictures as evidence of the condition of the unit.

While filling out the application at the mobile home dealer, I asked whether I needed to include a car loan that is not reported on my credit report, and was told that I didn't need to if it's not on my report.

As a Realtor, Here is my advised IF you do decide to wholesale and and are reported for "equity stripping" you will lose your license and get fined heavily.

Whatever you do, make sure you run a full screening package (credit, criminal, and eviction) on all applicants as well as an address history report to check their past landlord references.

Subtract the engineer inspector report price from that price.

Next if all is well, you will want to look at the O&E reports to get a better idea of the asset2) what discount should i expect to get 80%-90% UPB?

Escrow Fee $938.10 Title Ins $890.40 Condo Rvw $125.00 Doc Prep Fee $275.00 Underwriting $400.00 Appraisal $700.00 Doc Prep $200.00 Credit Report $30.00 Flood Cert $12.00 Tax Svc Fee $70.00 Est.