I have these conversations everyday with new clients.

If the loan was recorded concurrently with a separate mortgage or deed of trust title HUD Home Equity Conversion Mortgage, that means the loan is guaranteed by the feds.

Conversely, you look at a similar property in Denver and you would be lucky to break even on just the PITI with 20% down and 5.5% financing and that's not even considering Cap Ex, vacancy, management or repairs.

Lastly, as you filter your list(s) and vet callers who respond, you'll discover that you can improve your sales conversions by targeting better qualified leads if you take the time to look for triggers that motivate them to do business with you.

Here are a few recommendations for you: Find and connect with other BP members that are in your area http://www.biggerpockets.com/meet Set up keyword alerts to be notified of the topics that interest you http://www.biggerpockets.com/alerts Read Beginner’s Guide http://www.biggerpockets.com/real-estate-investing and check out BP Podcasts: http://www.biggerpockets.com/renewsblog/category/podcast/ If you wish to tag someone in the conversation on the forum, type @ followed by their name and then select that person below.

If you haven't yet- be sure to setup some "Keyword Alerts" to get into conversation in your target area.Seeya around!

I have had this conversation with some older more experienced brokers at my firm regarding real estate and wanted to hear some opinions from expierenced investors.

If you haven't yet- be sure to setup some "Keyword Alerts" to get into conversation in your target area.Seeya around!

Here are a few recommendations for you: Find and connect with other BP members that are in your area http://www.biggerpockets.com/meet Set up keyword alerts to be notified of the topics that interest you http://www.biggerpockets.com/alerts Read Beginner’s Guide http://www.biggerpockets.com/real-estate-investing and check out BP Podcasts: http://www.biggerpockets.com/renewsblog/category/podcast/ If you wish to tag someone in the conversation on the forum, type @ followed by their name and then select that person below.

Maybe we should have a rule on BP, that when questions are asked about someone's materials that they allow others to comment and a waiting period before the author of that material jumps in and swings the conversation.