Personally, I'm on a hiatus until rates come down a bit.

No persons of contact with the company can be verified.

With my interest in learning more I have researched or looked for jobs nearby but I have noticed that the design community in Eugene is fairly small and most seem to only be a one person job.

You could consider wholesale also (but personally I hate those calls and the run around).

Probably a little riskier than I'd personally like to be.  

You need to rewrite the entire policy.If it was insured as a rental under your personal name, then transferred to an LLC, the insurance carrier would pay covered claims.*** Please note, the claim check would be made out to the Named Insured (your personal name), not the LLC.  

If the rate is low you'd be much better off finding solutions other than refi (pulling personal loans, second positionAlso, what's your credit looking like?

I've spoken to him personally about it and he really knows his stuff.  

I am curious to know what everyone is seeing out there and have some questions:-How is this affecting in-person attendance?

As others have said there is no way for you to access those funds for personal use without taking a distribution which will be a taxable event...3.