Whether you classify it as business or personal income depends on the nature of the lending activity.

When it comes to real estate investing, one strategy stands out for its ability to build wealth while significantly reducing your personal living expenses: house hacking with multifamily properties.

Also side note, I wouldnt say I am an experienced investor - I have only done 6 personal deals so far -  but definitely knowledgeable in my market! 

@Devin James What I am hearing from a lot of buyers is they’re tired of the grey/white combo and personally I can’t stand it as well but I love what you did with the floors, this is a very clean look and I actually like what you did here.

While you are still out of the country, personally I would not invest in anything here in the US that needs active management.

She's a wonderful person and is successful in the STR space in Pittsburgh.

The reason is I want to separate my personal debt to income ratio from my real estate investing “business” and of course reduce personal risk. 

Always meet your borrower in person  do not do these deals over e mail and internet.2.

It’s awesome that you’re diving into real estate despite being more of a creative person—it’s a great way to build wealth.

Personally I push for at least $1MM liability coverage.