I recommend you as the borrower pay for this.4.

So this is common thought and why it is a real challenge to get debt secured by the ADU value add at higher than 50% of the addition cost. 

This in return has been affecting my ability to secure a recent refinance I attempted with a renowned bank.

Hi Everyone,I’m a newbie investor weighing some key decisions and would like to know how an experienced investor might approach this situation to maximize value and cash flow.

This could lower your resale value. 

Investment Info:Single-family residence buy & hold investment.6 unit PadSplit What made you interested in investing in this type of deal?

@Matthew Lamoreaux I think if you can find a rental, long-term or short-term, that cash flows well in today's market then this should be a factor that should be viewed as icing on the cake and should be used as a potential solidifier of a deal.

Buying this as a second home... any further advice? 

Quote from @Mitchell Gunlock: > are so terrified of making a mistake that they'd rather do nothingI totally feel this. 

Think MTR will continue to be the best niche for Austin this year and likely beyond