Given the current interest rate environment, most people are happy (even thrilled) to earn 8-10% on their money.

Wife and I moved out of our county house (townhouse) into a house in the city so we could be closer to work and live in a more fun environment.

In a walk to school student rental environment, each 10x10 bedroom can rent for a baseline minimum.

I usually like smaller, local, more focused banks, but the lending environment is healthy and a large majority of banks would like your business.

., the buyer takes over the payments for the existing mortgage (which in this environment will likely be 1-3 percentage points lower than you can get for an investment loan) and pays the seller $100,000 in cash to the seller (the difference between the purchase price and the loan balance). 

This is why even high-value areas of Texas are still loved by investors, they have more landlord-friendly environments.

Although as you mentioned maintenance is some of the issue, having always lived in more of a rural environment, it is more of a question of what would happen if someone visiting someone that is not even our tenant slips and falls down stairs. 

Over fifty easily....still random one now and then....I never called any...The check comes like clockwork, I like 5 percent in current environment, so I never called, but there are lots of people who buy the notes.

I understand that this is a different operating philosophy from most on this site, but if you want to know how to make money in a lower CAP rate environment, then keep an open mind and ask a Californian, or a Hawaiian, or a New Yorker (city).

Hey @Robert GarciaI'd be interested to hear about your thoughts about helping people in poor economic environments learn about financial freedom.