I've been told that if I pull a personal mortgage that bankers are often reluctant to transfer the property to the LLC and the local credit union won't do the deal at all.

Maybe I need to speak with a banker about this.

Deal with a banker that has a great relationship with their appraisers.

Yes to agents bankers

Best course of action IMO would be - * get an appraisal from someone you have used before & is familiar with appraising renovated properites* work with a banker & bank that you have worked with before that are familiar with your business - that it renovates properties - or atleast some bank whom you have accts with/dealing with. 

When I go to my banker, I always like to share the projections of cash flow and annual profits after the refi, as well as professional pictures and an itemized list of repairs and costs.

its so friggin confusing I am looking at my table were I have all my licenses in frames.. mortgage bankers.. brokers... 3 developers license for 3 LLC..

To the banker it's a credibility game---you provide them with good deals they will lend you money all day long.

I understand banking I am a mortgage banker personally..

From what I saw from some other investors in CA who reached out to me because of my CA brokers license and being a mortgage banker personally.