Mike Creswell is correct that you need to find a portfolio lender (a.k.a. balance sheet lender) to work with.

In re: to maintenance remember to balance cost-efficiency for the property with loyalty to your own company.

I'm looking for examples or advice for putting together a balance sheet and personal financial statement to provide to a bank.I have been investing for about a year and own three properties (7 units total), so the numbers aren't particularly complex yet.

Over the life of a property it all balances out and, in the case of a SFH, your expenses will be in the 50% range.

We are also trying to work out what's the best balance of managing our taxes so that we have "zero" income vs. taking the income to increase our income/debt ratio.I'm sure this has been discussed before, but having trouble to find specific answers.  

Based on the contract's deadline: If this was offered, it typically means that the lender is offering to roll the interest rate (and monthly payment) into your total balance owed to the lender.

I'd like opinions on your strategy for balancing monthly cost with overall risk of loss.2) How do rental property insurance and renter's insurance overlap?

That said, I'm looking for insight on how to legally and strategically transition the building back to standard, non-section 8 tenants.If purchased, I fully intend on honoring the balance of the leases (about 9 more months).

In many deals (mine included) anything over the pref is a return OF capital and reduces the capital balance of the investor but NOT the % ownership. 

Principal balance $107,000, amount due to get loan current $22,000.