I could really argue strong to pass on this one in Tampa.

@Alan Casilla Here's an article from just today that argues in the current COVID-19 environment, both Columbus and San Antonio are amongst the lowest risk markets for rentals (other low risk markets included Atlanta, Austin, Fort Lauderdale, Houston, Phoenix, and Richmond): https://www.forbes.com/sites/ingowinzer/2020/08/19/how-to-make-a-smart-rental-investment-during-the-covid-19-recession/#1130c8281c26

I have known of some who use other means but I prefer it this way as its hard to argue against.

Not here to debate or argue, as you mentioned we all have our own sources and expertise to bring to the table.  

People argue this helps crypto, but I would argue a system that attracts criminals (including tax evasion) is not sustainable.

Maybe abc-homesellers for one and abchomesellers for the other.

By making a contract with a California resident, there does seem to be sufficient contact as California has a strong long-arm statute but the defendant may argue that Wyoming is a superior forum and the the case should be dismissed and filed there. 

@Cody L.Wasn’t trying to argue at all!

I know some people argue against structuring in favor of insurance, but many real estate related lawsuits are not covered by insurance, so you are left to defend yourself. 

No one on this site has dealt with every bank, so no one can say what XYZ Bank in Ny would do as opposed to ABC bank in AR!