All of them base the loan on a decent credit score and the cash-flow of the Rental to cover the mortgage,  As these are hedge funds or commercial lenders they price well UNDER hard money and will do loans for a LLC or a Foreign national.Expect rates between 6% - 7.5% LTV's between 60-80%  ( Score driven) DSCR expectations of 1.20X -  1.30X30 year Amortization with 5 or 7 year AdjustPrepays 3-5 years Declining or Yield maintenance.Velocity used to also do Office and Warehouse and Multifamily under similar terms....Retail LTV 's are lower for most of these as Retail is a loosing proposition.Email me for specifics... 

Does anybody know of any commercial service/store I could go to, other than Staples, that will print for you if you bring them paper?

I am excited to use this forum to meet other investors and make new contacts.Hey Joe,Welcome to BP.I own property in the Bahamas.Get this book - https://play.google.com/store/books/details?

Again, the BiggerPockets store has some books for this or you can learn by watching podcasts, reading blogs, and interacting on the forum.

I have an 8 unit on a busy street which can also become retail stores or mixed residential/retail if I choose in the future).  

Again, the BiggerPockets store has some books for this or you can learn by watching podcasts, reading blogs, and interacting on the forum.

@Paul Georgia You may want to check with your local mobile home supply store.

Go to your favorite flooring store and ask for the commercial warranty. 10 Years or less.

I am not sure whether commercial warehouse laws are different than residential, but it seems pretty odd that this very basic feature that the landlord should provide is the responsibility of the tenant (me) to fix.

Will having good income and credit store count for something or do I need to focus on saving?