Queens is at 8 months and upstate is 1 year.

Hey Corey,Here are some pros and cons of your optionsSeller Financing + Separate Renovation LoanPros:Low Down Payment & Interest Rate: This could significantly reduce your initial cash outlay and make monthly payments more manageable.Cons:Financing Rehab: You might consider a personal loan or a home equity line of credit (HELOC), though these often come with higher interest rates.

They meet in Merrillville every month, actually they meet tonight, so it may be a bit late to get to this months meeting.

My main goal is to lower my monthly mortgage payment as best as I could. 

If the tenant is moving July 31, why do they have to pay another month's rent if you close later in August?  

@Drew SygitYes, it is taking us a month if priced properly.

get copies of their paid bills every month or two, so you know they are up to date.For a cleaner, ask them how they work.

For example, you can put in your advertisement that all applicants must make 3x the monthly rent, have a credit score of 620, or provide a recent landlord reference.

It's getting a lot more (much deserved) attention lately and it was the highest appreciating market in the country, edging out Miami, the other month. 

Purchased my house 2 weeks ago using a VA loan. fixxing it up to rent. then after 12 months refinance and turn into an investment property.