You can certainly buy a property sooner if you partner up with someone else who has funds, but partnerships could be risky too.

A flip, in my opinion, is speculative and risky and just creates a job for yourself that you will pay taxes on.

You should always be able to get a another sub 100k paycheck somewhere if you have to so what’s the risk?  I

My broker is telling me this is because cash out refis on 4-unit properties are more risky, and there's nothing he can do.

If you can’t figure out the value then it’s a bit of a risky flip...

Very risky project in my opinion and I would not do it.

I did talk to a few BP tax pros and most of them either did not want to pursue the relationship due to fear of the international agricultural investment and being unsure of foreign taxation (which I didn’t think would be a big deal) or asked for my previous tax return info and were unable to articulate their value proposition and how they could help me.  

Because they are risky.

Lenders will be local commercial banks and you will need to talk several of them as they all have different appetites rates and terms.Land development is a risky process that requires very specific expertise and skills that as well as deep pockets.

But even if you do this is a very high risk proposition for the seller, who would have to be quite naive or quite desperate to agree.