Deadlines are good because they force you to put in the work that is needed to complete that task, Parkinson’s Law  says, – work expands to fill the time available for its completion – meaning, if we give ourself 2 weeks to compete a task, then we will find a way to make it take that long, or find a way to get it done in that time frame.     

Loans without personal guarantees are call non-recourse, and are mostly limited to larger commercial deals where the players are bigger, or loans specifically made to Self directed IRAs, where the borrower can't guarantee without breaking IRS rules. 

Many can’t compete with the new apartment complexes that are being built with open modern interiors, amenities and convenient locations unless they lower their standards for tenants.

It could possibly work, but I think you're talking about a very niche option whereby you need all the right players at all the right times; not every lender will go for it.

I cannot compete, nor do I want to compete with those kind of offers.

My CPA before was very competent, but was more focused on Fortune 100 style taxes. 

No, just looking at a lot, its hard to even wind up buying a single one, theres so many bigtime investors that the price gets driven up way too high for me to compete, but i still have to analyze the properties before the auction. 

My day job is musician (keyboard player) but I am looking to grow my passive income.  

The headline - in a world of competing priorities, we need to stay focused on what really matters, many of which are the hardest items on our to do lists.Irony - I need to get off BP and generate leads. 

Do you have financing lined up and ready to go, along with a competent advisor, so you have a smooth transaction?