The green markers are the old septic, there is no permit on file for that. 

Hey Tom, Foreclosure will not be an issue if it is 4 years from discharge date on a conventional loan. 

Between rates being higher and terms being shorter Helocs can also have issues when it comes to DTI and not having reserves. 

In case you think that has slowed, the quarterly increase was $130 which is not quite as fast, but still way too fast.The issue is there are many reasons rents are increasing and raising rates does not help lower the rent increases. 

This is a property purchased via 1031 exchange, rented briefly, and depreciation has been taken for 3 years.Long term, it may be rented again or purchase something else via 1031.What would be the tax issues with restarting it as a rental in a few years?

Probably not the cheapest anymore but I've always had an easy time creating sites with them and never have an issue with their customer support when needed.My current capture page was made with them.

So it is calculating the profit using increased rates for cash flow that has not come in yet.It's a relatively minor issue, honestly for estimating purposes, most people are probably not going to find this ruining their deals, but I'm a bit obsessive with getting numbers right and this sent me down a rabbit hole tonight figuring it out. 

@Tracy Scott it's highly dependent on the deal, the type of property and the location.In addition to the items others have mentioned, here are some of the biggest potential start-up expenses that I study closely before buying a property:Foundation/structure--this is one of my few "deal breakers", I typically will not purchase a property with significant foundation or structural issues.

Is it a good idea to send them a no pressure letter in the mail proposing a conversation to possibly to solve there issue?

Maybe.But with us being so new to the real estate game, I'm glad we were able to learn the lessons we did early on and are able to ask them going forward to any lenders we speak with for future deals. this is one of the issue  you run into with Wet closings the seller wants a check the second they sign.. out here on the West coast lenders wont fund until they have all the docs signed and back to them then they fund the next day and seller gets paid the following day.. it has to do with what the local closings process's that are in place..