Not only that, but an all debt deal is just a terrible idea for a first timer as it won’t cash flow with today’s rates and the first unexpected expense slams you into begging mode.Save, save, save.  

This can be very serious and VERY expensive...so make sure you do your research and do not take this lightly!

What I continue to struggle with is how expensive homes are in my area.

I would advise buying at or slightly above the median home price for the city. 

They are also taking 5 years to do 4 year degrees-not because they are working part time, but because they can't handle a full course load and that is adding a lot to their costs with an extra year of living expenses.

Oceanfront are amongst the most expensive in the state.

The Bay Area is a very expensive housing market to get into, for me, it’s more financially feasible to start investing in the midwest.  

Currently it would be a break even on expenses estimated.

They are expenses but guests seem to respond to these special incentives. 

Learned to cut that expense, upkeep, etc., and from what I'm learning, just one less thing that I have to worry about as far as inspections.