Each state has it's own rules regarding dual agency, intermediary, etc. and if the listing broker represents HUD, there will likely be state rules regarding the same broker representing you as well.  

Just saying you need to carefully analyze when to use it and maximize it's effectiveness for you.The credit counseling agencies do not do anything and it dings your credit.

Point is, I think there are reason(s) that the HOA has yet to foreclose on anyone, but has made successful collection efforts via the threat of foreclosure, collection agencies, credit reporting, etc.

You need to understand business law and real estate law, laws of agency and basic contract law.  

Being a former hack myself  (among other things), I'm prone to skepticism when it comes to mainstream journalism and this article does not really tally with the feedback we're getting here on BP.FYI, we don't do buy and hold stuff ourselves.http://www.bloomberg.com/news/2014-12-19/rental-ho...So here's my question, how many of you agree or DISAGREE with this article as far as renting property in your area goes?

You may want to explore certain people groups that you could cater to, partnering with their support agencies, as a thought.  

Govt. agency?

I use them for other purposes, specifically eRecording, mortgage assignment prep, and registered agency in certain states. 

FHA will not extend the waiver beyond December 31, 2014.Section 203.37a(c) lists the sales transactions exempt from this rule.The exempt transactions include sales by HUD of real estate-owned (REO) properties under HUD’s regulations in 24 CFR part 291, sales by other federal agencies of REO properties, sales of properties by nonprofit organizations that have been approved to purchase and resell HUD REO properties, sales by state- and federally-chartered financial institutions and government sponsored enterprises (GSEs), and, upon announcement by HUD through issuance of a notice, sales of properties in areas designated by the President as federal disaster areas.

I see so many great homes come across my desk right in my home town, I see the homes before they hit any mainstream sites like zillow, truila etc have full sets of interior and exterior photos and even go out to properties myself from time to time and say to myself this would be a great deal.