You can manipulate it by down payment, length of loan etc etc.

The same thing you'd ask your mortgage broker...what are your standard loan terms for someone with good income/credit/cash reserves...interest rate, loan length (e.g. a portfolio lender may only do 5-10 year notes, vs Fannie Mae's 30 year notes), etc, etc - nothing complicated or that different.Good luck!

All of the transactions involving your retirement account must be 'arms length'. 

You can play with the financing numbers (down payment, interest rates, term lengths) to decide what mortgage payment will work best for you.PM should always be included in your analysis for Cash Flow.  

If he's finding you good deals though I wouldn't burn that bridge just keep him at arms length for the deals.

If this is an arm's length transaction, then, by definition, the market value would the price you pay for it.

Even though you have a sizable asset we can't lend on that asset base unless it would support the housing payment and other expenses for the length of the loan (slightly simplified), there are loans for investment properties that only take the cash flow of the property, but those require landlord experience. 

Not worth the money in my book.Mortgage Rate 3.75%Length of Mortgage in years 30Monthly Mortgage payment $170.89 (this is $36,900 @3.75% over 30 years, I'm not sure how you are calculating the $231/month number)Taxes $111.00Sewer and Water $-Trash $-Heat/Utilities $-HELOC Fee $6.25Cap Ex and Ops $150.00 (this is my minimum per roof)Insurance $50.00 (this I don't actually know, how much would this be?)

I talk to many people over the phone weekly usually about 30 minutes to an hour in length about what they are trying to do.

A teacher I used to have has 38 properties and all 10/15 year mortgages which all have break even cash flow which in turn lowers his taxes from his full time job. After the 10/15 years he refinances and pulls out as ...