If they do they still want a down payment among other things.If you talk to people that have owner financed deals with little down many were from 2 to 4 year ago and now they might still have little to no money down on a deal but have considerable assets to put up at stake."

There is also the thing of a physician loan where I wouldn't have to put a down payment on the house and secure a loan although I would want to try to aim for a fixed rate (or maybe variable since interest rates are potentially going to be cut in the future?) 

I'm sure the numbers are more favorable if you completely own the property and don't have to do mortgage payments or have some other bond or something to cover the mortgage payment cost.

As I keeping getting deep into it, I dig it.

Unless you can purchase the first home as primary and show you will be buying the next FHA home closer to work, or out of state.There is also something called a "Gift of Equity" where you do not have to assume the loan you can use gifted equity for a down payment and closing costs.

You won't need to refinance because you've already got a long term mortgage, but if rates come down significantly you'll want to refi to reduce the monthly payment.

How much do you have to contribute toward a down payment ?

My current property manager doesn't instead sending a monthly ledger with the month's payments (company name, pay date, amount) as well as monthly income/expense statement.

Looks like you're starting where many new investors do, well those with at least $20-30,000 for a down payment on a rental property.

For example, travel nurses and digital nomads are typically looking for very different property types than a family relocating to an area.