Your case of a 10% commission seems excessive but without more backstory or knowing what's common in your area, I can't be 100% sure.Go grab a few other opinions and see what's normal for your location.- Jake

You can call some insurance companies to get actual quotes at any time, so a few phones calls can tell you if he is over paying. you also don't want to go completely cash poor to buy a deal, that's a tough gamble.

If we do not find a better alternative we will need to change accounts to SDCCU (which has a good reputation (much better than Wells Fargo which has a terrible reputation), it is just a pain to switch).So we are trying to figure out our options ideally in the next few days because if we have to switch banks there is a fair amount of work (our Property payments are all automated: mortgage, water, trash, etc. as well as we have to get the new payment method to all of our tenants that use the direct deposit).We did consider Paypal but some of our tenants are not IT literate (even though they pay a lot for rent they do not have extra money for smart phones or PCs).I will talk to my property management partners about the option of not switching banks and requiring the tenants to send money orders to the PO box. 

It is a great place to learn and find friends with common goals.

I can't talk to 50 people on the phone every day so they can ask me silly questions about the property, only to never end up making an offer anyway. 

I think that is common. 

I don't know any of them, just based on my observation of living adjacent to them and having to hear what they're saying as the one lady in her 30's is the loudest, even when she's in the front pacing while on her phone. 

@Bethany Boyce My best advice "I buy houses" and your name and phone number.  

I do not want to get a phone call a month after they move in saying that they have to have 20k worth of ADA compliance work.FWIW the tenant and their lease offer seems to be a solid one.

There are quite many Accounting apps to choose from.For me, online database (keep track of expenses from anywhere with phone/laptop/assistants) and receipt scanning through phone are the 2 most important features.