. -- Finally, I had some people tell me that their old carriage house is being declined for an Airbnb because it doesn't meet certain setback standards.

Results show reported income (you should verify though using paystubs or what you prefer), credit score, all revolving accounts and statuses, fraud history, if any, criminal background, eviction history and TU gives a recommendation of either accept or decline.

Well now a decade later my rent is $2900, my payment after a refinance a few years in is $1300, my value is sitting around $435kish (after declining the first 2 years of owning)How many cash flow investors have $1600 a month in free cash flow on one door?

They in turn can accept/decline the job with promise delivery date and price quote.

by checking some basics datas , i found out that Cleveland has some cons: unfriendly weather, high criminilaty, declining population, slow growing job market...my concerns are especially:  declining population and slower job market growth (than the national average).do these 2 factors make the city a dangerous place for long term investment ? 

Furthermore, consider the recent decline in commercial real estate in regard to retail and office space.

Anyone one else experiencing a decline in the quality with USAA Insurance?

While you are starting to to see a little up tick nationally after a long decline we have been going up for a while especially with petitions which have been up every month over the previous year for almost a year and a half (and not small jumps we are talking 30-100+% increases, with it being closer to 100 or more most of the time)Not sure what the income to price ratios look like but I can say with confidence that wages have not scaled remotely close to the way prices have gone up the last couple years.  

You should still give him the option to stay with the lease terms as per your lease and let him officially decline so you can also look for a new tenant.

I think they did the homework and when I checked after offer declined they raised the price 50% bc I think the questions help reveal its way underpriced.