I want to start a business and I want to use that money towards it.

Like that idea, balloon payments stress me out before I even get in a contract for one!

Just trying to create a loophole or use an existing one.Any insight into this idea or suggesting on alternative route...

QUESTION #3: HOW LONG HAVE YOU BEEN IN BUSINESS?

I would start putting together a few different options for private money, which will help you find a general idea of the deal that you will need to close.

any ideas how to split utilities in a JADU?

You could still get value out of the relationships.The best time to pay for coaching is after you have a small business going of your own and you want to scale it.

Hey, heres an idea, tell your kids ds to stop picking at the paint and eating it ,then screaming lead posing and try getting a pay day.  

If the property can be sold with conventional financing I am on the other side of things (and the minority) they seller financing is a bad idea due to the risk and the returns especially when considering tax ramifications

Being flexible on day 1 tells the tenant that you are up for being flexible and many will continue to test that flexibility in many other ways...bad idea.