Or who is leasing the unit.There should be a standard form that can be printed and filled out.

https://indd.adobe.com/view/346fb124-dc32-4191-a1e7-487f772c03eeYou can be fined, put in jail, and required to take their classes if you don't have a license and insurance from them. 

Always better to do a good job of defining the things that are unique to your situation even if you use a standard agreement of some sort.

If you have a 401k or a life insurance policy that allows you to invest a portion of your account.

In addition, I'd own the liability of paying for stuff when it breaks, and my insurance would cost more.

Get a certificate or letter or something confirming that the removal was completed on x date for this address, permits were gotten, inspections completed, and the whole process completed to DEP standards.

Has anyone had luck finding a insurance provider that offer any type of coverage to help with the replacement cost of expensive items such as A/C units or boilers?  

Lelith Walker the reason for that is insurance.

Hey everyone, I'm looking to invest in my first property soon, I've been running numbers on properties but when it comes to monthly insurance, I'm not sure what's an appropriate amount to put in.

And yes is you buy a junior position the other mortgages senior to you stay in place but the IRS goes away as stated.. its the first in time is first inline ... so say you bought a second TD and there was a first td and a few mechanics liens filed before the 2nd was filed then those stay.. although rare because the second usually wanted title insurance and would not fund with liens in front of it.I loved Trustee or Sherrifs sales when IRS liens were there.. it scared all the newbies away.. and or those that had to back fill with a loan ASAP and could not wait out the 120 days.