I am sad to say I don't like either but it is guaranteed money which I don't take for granted (my wife is a stay at home mom).  

We did get several quotes from contractors, only one of them is a mold removal company and everyone (regular home contractors) quoted higher than Green Home Solutions and they make no guarantee that what they quoted will be the final price because they do not know if the mold is deeper than what is seen.

In other words, the bank has no guarantee that you will actually use that money to pay down CC debt.  

Another said there is no guarantee of title insurance.

You can use a title company and purchase title insurance to guarantee a free and clear title.

I guarantee-freakin'-tee it.

However, I think everyone would agree- 1) it's impossible to evaluate l, with you in detail, or at all, describing what your ideas is, and 2) raising money is never guaranteed, and it has part to do with your deal, and everything to do with you, and your determination to raise it.

After sending several payments for taxes and miscellaneous fees, totaling US$15,180, and after having gotten a written guarantee that the loan was approved and that I would NOT need to submit any additional payments or else he would reimburse me all of my money within 48 hours, he came back to me asking for an additional $6,000 payment.

I guarantee you of the 100s of houses I bought, not one single seller ever said to me, "I need to sell because I need the money to go do...."

 $1500 is nothing - in the scheme of things - if that makes the difference between making it happen and not.I'll say this: I only got enough gumption to get started because someone - whom I didn't realize at the time was serving the role of a mentor - essentially guaranteed me he'd support me for the first project.