Should I check into local smaller banks here or Credit Unions? 

Hey, Benjamin—sounds like you’ve put a lot of thought into this!

I'd like to hear any good and bad recent experiences you have had with this lender.  

This tenant an elderly lady who's on section 8.

Purchase price: $307,000 Cash invested: $118,000 Purchased in January 2021, we successfully renovated this home to create a premier vacation rental property.

Consulting with a zoning attorney is advisable to assess the feasibility of your project and guide you through the necessary procedures.Hope this helps!

This guarantor, who may be an individual or another entity, will be responsible for the difference between what is owed to the lender to make them whole and what has been recovered.If the lender makes the loan to an individual (natural person), this person is implicitly the guarantor via the note, and no separate guarantee is needed.

Purchase price: $307,000 Cash invested: $118,000 Purchased in January 2021, we successfully renovated the interior and exterior of this home that resulted in a premier vacation rental property.

I have 5 rentals in TN and all of them have trees around them (just like most of TN).I happened to cut 2 trees last year that seemed to me too big and one of them was leaning into the house.

In the past, Kipp has been very helpful and responsive and has given me help on repair costs from the past 2 tenants I have had that have been no good.