Quote from @Matt Lindsey: If they suspect mold is irritating them, they should start by performing a visual inspection of the home to see if mold is present.

You must have thick skin.

Its quite irritating does this happen often?

I’m here today to ask if anyone has worked with “Do Hard Money” they are a lender who charges 3595$  for the tools and services they provide such as analysis tools and proof of funds directly sheet accessible on the website at all times, along with “managers” who are suppose to help you along the process with things that come along, finance closing cost and take care of inspections through what they call “evaluations” that cost 650$  per evaluation for on market deals and free for off market deals, you also get a rebate back of 2500$, The biggest upside to all of this is 100% financing for rehab and down payment, this would be my first deal so all of this really appeals to me , but I can’t get past the idea of what sounds like a sales pitch to me and this idea of them “holding my hand” through the process, most places require 20% down and around 10k for a draw back account where on the other hand I can get into a a property with them 100% Finanaced and maybe have to come out of pocket a couple thousand after evaluations and services fee, I’m not afraid to put some skin in the game but other lenders are just a little out of budget for what most are requiring (20% down+10k holdback), thanks for any feedback !

But it is flawed when contract requirements can't be met, but those gurus could care less about you or how you do things, there is no skin off their nose if you get in trouble. 

Lots of ways to skin that cat.

This way, you don't have to sell the property.. instead, you just have to come up with a portion of the funds needed on the deal so you can have skin in the game - maybe use a HELOC and repay it upon closing of the flip?

The idea of "skin in the game" is important.

Yes, I know Financial Freedom is asking for 50% of the profits but the way I see it is it is something good because they have some skin in the game for themselves so they are absolutely interested in protecting their own self-interest.

I find it overwhelming and irritating that the program doesn't have like a beginners, intermediate advanced area.