As you are house hacking I can see your concern, however, you need to have the business mindset and assess if their filth is causing actual damage that will in turn cost you more money than their security deposit or vacancy time as you clean it up.

I’m a new investor trying to secure my first property that I then plan to rehab and sell.

Several weeks ago a friend of mine and I decided to begin our real estate journey.What are the pros and cons associated with the following paths towards securing financing? 

I've contacted insurance and secured the home, however, I've been getting many calls from "Public Adjusters."

If so, how are they weighted/calculated?

The planning commission seemed to give a LOT of weight to those who spoke so it's important that we have a large turnout when it comes to the city council. 

You can't see a hole in the wall from your phone but you can ask what the rents are or who has a security deposit

The lender is looking at the underlying asset (property securing the loan).

You can access FHA's handbook here.My own two cents -- the appraiser is still going to give more weight to the closed sales but the active and pending listings at least show where the price trends are headed (up, down, or stable).

I would weight the pros and cons and determine what best helps you reach your goals and manage risk.Pros:-30 year fixed rate mortgage available if <4 units - lowers your risk and helps you predict/manage cash flow when rates are on the rise.