@Tucker CummingsI would contribute up to the match and take the instant returns, assuming it isn’t some crazy vesting period.

Next time during the inspection period you see that, you know to negotiate 7k less so you can install another HVAC system.

Appraisers are generally unwilling to assign higher value beyond proven rehab expenses over short periods of time.

This includes a 4-month workout period with the borrower. 

I've had clients in similar boats or relocating for a short period to somewhere, where they don't think it's beneficial to pick up a property where they currently are.

I call this the stabilization period.

You could buy a primary residence with a lesser down payment and interest rate, then convert it to a rental after the loan seasoning period (6 months), and buy a new primary residence. 

I'd love to hear your thoughts on if there is any legal requirement for Loan Depot to deposit our funds within a certain period, like there appears to be when they're paying off a mortgage for that type of cash-out refi.  

That is much more of an interesting venture over holding a large loan balance over a longer period of time.

There is no statutory holding period.