As you have no records or reports of issues, there was nothing to initial on the top line.

If you plan to keep it long term, make sure to take care of plumbing issues beforehand. 

The main issue, of course, is that many, many unqualified buyers will contact you.

Sounds like an issue with your bank.

It's been good, with a few unexpected issues.

We've designed, permitted and built over 100 ADUs (every one of them is on our website so you can see what we've actually done).I do have to challenge (and chuckle at) the statement: "Any builder can build an ADU.

The real issue is it might cost you 1.5% more in one time closing costs to get that extra 5%. 

In my rental agreement (lawyer reviewed and approved) it specifically says no smoking or vaping within 20ft of the building and all butts must be left in a coffee can with sand in the bottom and one is already provided in the "smoking area".Explanations are given for allergies, health, and second hand smoke etc. etc.I've not had any issues yet.

While they don't look at your DTI, they will, at least initially while building a relationship with the lender, check your credit score which will affect your rate.Line of Credit - Most banks will want to see you in business for 12-18 months before issuing you a Business LOC.

I see the issue one of functionality of how is this really going to work.