Seller Disclosure form P&S Agreement (contract) Sub To Addendum Seller Disclosure Addendum Sellers Disclosure (Trec) Authorization to release Loan information Homeowners Cancellation Form Notification to Lender of Change of Address of Borrower Limited Power of Attorney Special Durable P of A for Real Estate Transactions Affidavit of Marital Status General Warranty Deed Subject To Existing Mortgage"links suggestions and feedback is appreciated. 

I read somewhere that a person can have 4 mortgages at a time as the max limit, is it true?

I would love some insight from existing investors on what I can do to limit any mistakes I may be prone to making in the next few months. 

This will likely provide an opportunity for you to put less down.IF you are speaking about purchasing in Phx as an investment, you are really limited in the down payment requirement. 

But then I found the power roller attachment. 

Personally, I would look at converting it to a MF but if you don't want to go to the expense of converting, it seems like your options are limited, correct?

I'm limited because I don't have a big chunk of money and my credit is horrible.

Everything else is just buying time....limited time.

One of the homework assignments was to call your credit companies to extend your credit limit, since your credit rating is based on used credit compared to available credit. 

Here are the loan limits for FHA.