This way you will hopefully minimize the length of vacancy.

I certainly wouldn't want anything to do with a real estate that goes to those lengths to distort reality.

Come to an agreement of the payback (monthly payments, Interest Rate, length) and that might be your best solution.

Over any significant length of time and for more than a handful or properties it is NEVER, EVER just taxes and insurance.

Zero interest is a really bad idea, it's guru stuff, it causes imputed rates to be applied each year, it brings into question the valuation and arm's length transaction issues and it's something that should be wiped out of the minds of all real estate operators.How's that?

Sam J. this is a situation i've never been in before. i'm not certain to what length i should go. we're still working out the details. most advice i've read online, and as @Eric Belgau suggested, says leave the professional work to the professionals.

The issue is whether or not the investor had the intent to hold the property for investment - not the length of time held.

I'm not necessarily suggesting that the loan term needs to be that length, just that this is probably the typical cycle I'm looking at for an SFH deal in our market.

IRA needs to be arms length from my understanding.regardless of you and the tax man those are some pretty incredible numbers as I work in about 15 markets nationwide your numbers are the best I have seen or heard of.I did do a lot of NON recourse financing in a condo project their in Athens last year.The 86k deal that's rented for 3k  what is that its not a sfr ? 

Have his buy price and term length pre-established.