@Adriana VergaraLeave the IRA alone.Double down on paying off consumer debt with getting a side hustle on top of your main gig.

This now becomes a much more costly and time consuming endeavor that likely is not worth the cost or time.    

It will be time consuming at first but like everything with more practice you will get better and faster at this.

Babies are time consuming and we chose to focus all our attention on her.

Something worth looking at.CFPB Issues Rule Affecting EvictionsApril 21, 2021 by NARPM AdvocacyThe Consumer Financial Protection Bureau (CFPB) has released an interim final rule that would, in their words, provide that .....debt collectors, including attorneys, seeking to evict tenants for non-payment of rent must provide tenants who may have rights under the CDC order with clear and conspicuous written notice of those rights.

They helped me with some problems with my original contract and walked me through the whole process.California has rent control, which limits me to increasing rent by 5% annually plus inflation based on the consumer price index. 

Tough to begin though...Justin,Sorry to give you some tough love here, but if you have been researching and "thinking" about getting into real estate for a couple years, you don't need a meetup or a mastermind or more material to consume.

Different people like to consume information in different ways, so just pick the ones that work for you and start learning!

Here in NY, all the TV stations have reporters that handle consumer complaints, and your tenant's gas bill would make a good story.

There is also a general review at Lowes from a consumer that said they can no longer hear the bus go by after buying a MIlgard, but didn't specify which line of their windows.