@Jaysen Medhurst @Steve PuglisiWhile traditional financing is preferred in regards to loan terms that are more beneficial to the borrower, however don’t underestimate the advantages it has long term. 

If you structure your deals so that even in the worst case scenario your lender makes money, you will have no problem borrowing private money!

Hi BP World,Here is my situation, I currently have a 401K plan with my employer which I contribute to weekly, this plan does not have a match option.What I would like to accomplishI would like to borrow against this 401K plan, however my employer plan does not have a loan provision option.

In other words, both Fannie Mae & Freddie Mac prohibit the use of borrowed funds or investor funds on an investment property transaction, so this structure does not qualify for conventional financing.PM me if you would like Amy's info or if you would like to grab a coffee and talk more about this sort of structure.

@Andre TaylorExactly what you are experiencing is why the majority of borrowers who go to the small balance commercial loan do so.

Lenders got tough with this about 20 years ago, and among the various documents borrowers sign at closing are affidavits attesting to the source of down payment.

Another vote for go to the bank and see how much you can borrow as your first step.

Can you borrow enough for a home using only your income?

If you borrow from them, it is your responsibility to make sure that you protect and take care of them.

What were the terms of the re-payment for your borrowed money?