I know an agent who does this (more in Orange County though) and she will send out letters to homeowners in areas that I’m interested in buying to find off market deals. 

For reference (for those who know the area) its about 2 blocks off Mt Tabor in SE Portland with a part view of Mt Hood.What to do? 

So when interest rates change, they just send me a letter stating the new rate and payment. 

The estoppel letter signed by the tenant should have stated whether they were up to date. 

There should have been a good by letter sent by old lender and welcome letter by the new lender.https://www.consumer.ftc.gov/articles/0190-making-payments-your-mortgage-servicerIf you feel violation was made make a cfpb complaint “ google it link will turn up” That will get everyone’s attention.

Question for new builders- if a lot is In a flood zone would it be required to have flood insurance if the foundation is built up, on cement blocks?

I already filed the memorandum with the court house the first time he flaked, and now my lawyer sent a letter threatening to sue for specific performance.

Hand written letter How did you finance this deal?

We always ask guests what improvements they would recommend, and then we block off a few days to make those improvements.

It's a solid block structure with 2 units on top and 2 on the bottom.