--Zig ZiglarA real entrepreneur is somebody who has no safety net underneath them.

If the units have shared ventilation systems, you might be able to convince a court that this is a health and safety issue that they should hear, particularly if you are high risk (but I think its a long shot).

I "COULD" house hack it right now, but would take everything I have saved and some from my HELOC the wife keeps as a safety net. 

Additional, the two are so different, the only large take away is that you should prepared for the unexpected by having options and buying with a margin of safety in order to account for unforeseen occurrences like this. 

Now, it seems like your current mortgage is a 5/1 ARM per your example.

As a realtor, I have to fill out a covid 19 safety precaution prior to viewing most houses though. 

Blanket loans would be a more appropriate product for this scenario.Terms 5-7-10 ARM, 15 -20 -30 years amortized with a balloon payment and strick prepayment conditions.  

No need to increase exposure, it shows your future tenants that you care about their safety.

OSHA - Occupational Safety and Health Administration    2.

I think prospective tenants will start to look at properties through a COVID-19 "lens," and be more concerned than ever before with health and safety related to germs.