Taking online classes does not matter on my books therefore doesn't have real weight.

So he needs that base pay to offset the risk that you have the potential to collapse under the weight of 5 projects. 

@Kyle R.If you don't plan to sell anytime in the near future; the after tax cash-flow probably holds more weight.

Bryan - Yes, this is a good option too, but I'm also hoping to come up with some other options to weight them all out.Will - Interesting and great idea!

Days on market pile up.That triggers the need for price reductions, costing the seller actual money and affecting his ability to buy his next home.Lenders who give out these worthless pre-approvals should be held liable for the seller's damages and have their licenses shoved down their throats - and then be banned from the business.

@Wayne Brooks  well if for some reason they lost the ability to foreclose like maybe they were paid off.then as @Tom Gimer  they can shoot for unjust enrichment.. but I would not think attornies fee's would be paid.. so one would have to weight cost of litigation / against what you may win.. and do the people have any money or do they still own the home. ?

Regarding the US Tax Bill being signed into law today, what does a reduction in the corporate tax rate from 35% to 21% mean to you AND/OR what does the capped 10k towards state/local/property tax deductions mean for you.For those without a business, is it time to start one? 

Can you do an IRRL (Interest Rate Reduction Loan) on this VA loan (to lower the payments even further & have even more cash flow monthly)?

Would this strategy be used more for asset protection since management company would handle rent or tax reduction?

Will they counter with a 3% reduction?