@Joy McQueary of course I am partial to the KC metro.

Asking the MF Group     What's your purpose here, is it to grow your:- Network- Knowledge - IncomeI understand ultimately that these seemingly unrelated dots ARE connected, but why are you here, this is a great opportunity to share your story.

Yes, it's easy to ask you these questions after the fact, but you won't succeed unless you carefully review your mistakes and learn from them.Not sure I agree with your statement, "RTR knew they’d messed up".

2- he said that he will be owed commission if any buyers he brought us during the listing period ends up buying my house.

Several banks offer soft inquiry options, I'd try those out prior to risking the HP.

As Hurricane Helena went by, both of the roofs got damaged.

The seller is already in first position and in a perfect world I'm not refinancing out of those terms, and I'm not giving up equity to a money partner. 

Quote from @Marcellis Mosby:I would bring the contractor with me on that viewing to get the full bid..

Search by property address: Use the property address to find the owner's details in the property records.

Otherwise a total waste of time and money.Likewise entities, "building my team", "setting everything up correctly" and all that other fluff that benefits only people who set it up for you.