I have always been told that rentals are pain and tenants will ruin your life, so I have avoided it even though my mind always seems to wander back to the idea.

There was one minor sticking point which contributed to the delay (but was not the main reason for it): I applied for COVID-relief forbearance with one of the properties to de-risk my ability to pay mortgage when a couple tenants weren't able to make payments.

The VA rules on termites can be a real pain in the butt.

@Rachel Underwood Me not so much, as Ohio is a popular destination for PA folks looking to get tax relief and it appears to be a viable option for people looking to stretch their dollars.

Your final cash-to-closing numbers will vary based on your loan product - I'd be here all day if I were to throw out savings goals per product, so I'll save you the pain.

As for the noise complaint... we get them all the time, its a pain. 

I am due to close on my first duplex in PA in about two weeks and the title search just came back with judgments (about $42k) and liens (about 8k) for the seller, who owns the property outright. 

It was a huge pain on what should have been a simple task.

Google 1205 Bartholomew for an example of a non-significant house that the HDLC would allow demolished with redevelopment plans, based on my conversations with HDLC (I was interested in this house 4-5 years ago, but decided to pass on it after my previous experience with HDLC new construction).I will say that doing work in any HDLC controlled area is a big pain in the butt and definitely increases costs.  

The average median income is $109,000 in my city, which includes low-wage jobs. if anyone watches CNBC’s Diana Olick reports on how the government plans to disperse rental relief, Realty Mogul CEO says only larger States like California and New York have internal controls to use the money Wisely.