I grew up in similar environments so I get it.

The market environment has changed and made it harder but those who know the ropes still get it done.

I think the regulatory environment will only get worse for agents.

Some HOA do not allow month to month leases, also if you want a no pet environment but HOA allows dogs and has a dog run on the premises, you can say no pets in your lease but every one who applies will be a dog owner and those who don't want pets won't be interested to rent.

Over the long term that would hopefully generate 8%+.Normally I'd put another 20% into bonds, but in this environment where they don't yield anything, I would take that and move that into another bucket. 

It is basically impossible to get a conventional mortgage in the current lending environment without proof of income. 

In today's lending environment lenders are looking at the cash flow of the borrower and the asset.If you prefer to not show/make an income that reports to your tax return you might consider doing owner finance deals.

It seems as though it's a target rich environment.

I don't mind my job in short stints but I know I can't work in this type of environment for much longer.

We continue to operate in low interest environments so it is very simple to think we can just refinance into the future, but at some point in time we will relive a period in time in which rates have moved higher off these historic lows.