@Brandon Curry The first thing I would do is check the tax rate. $900 is a pretty big jump.

Let’s say we’re shooting for $50k tax saving per year. 

I do like your idea of the "tech package" with assoc. fees.The major con that has kept us from implementing has been - management burden.  

Looking to build my team and need an experienced tax accountant who preferably has there own real estate and know the law advantages related to that area.

Insurance and taxes seem to be going up and you want to cover those costs.#2. 

You are charging 10% interest, which gets taxed at ordinary income so you will pay 2-5% state tax on that money as well as your income tax level.

Hey,Has anyone ever tried to set up loans for people delinquent on their taxes that was backed by their house?

Being tax efficient is very important. 

But between my broker fee and the lenders fees, it's usually 2-3% of the loan amount.They're ignoring the $7k escrow for taxes and insurance, for example.

If for example a home is selling for $225,000 it will have an estimate of $1,462/month.With 25% down the calculator shows: $1,023 per month Principal and interest $806Property taxes$125Homeowners insurance$92How can I get a better idea of the total including everything?